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Before I start talking about serious financial topics, I'd like to take a moment and discuss about why it's a subject so dear to my heart. When I started working, I'd save part of my paychecks and put it aside. No reason really, I ju…

You may be sceptical after reading the title, but bear with me. No, I'm not advocating you close your bank account, ask your boss to be paid in cash, and hide it all under your mattress. Having a basic bank account offers all kind of…